Simple Banking fast
Spend, save and manage your money, all in one place. Open a full UK bank account from your phone, for free.
Join more than 8 million people with an Apax - Bank bank account
Save
Earn up to 5.60% (AER/Gross fixed) interest on your savings. That’s on a 12-month Fixed Pot with a £500 minimum deposit to open. (Fixed means the money will be locked away for 12 months while you earn interest on it.)
We offer Easy Access Savings too, which let you get your money the next working day!
Spend
Get instant notifications the second you pay. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast (if you want them).
Manage
Pay Direct Debits through Apax - Bank and we’ll tell you if they’re higher for the upcoming month. So no nasty surprises..
Online banking that makes a statement
Turn heads with our white metal card, made from steel. Enjoy peace of mind with phone and travel insurance, interest and much more.
Apax - Bank Premium is £15 per month • 6 month minimum • Must be aged 18-69 • Ts&Cs apply
Put money in your hands
Full financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and much more.
Apax - Bank Plus is £5 per month • 3 month minimum • Must be aged 18+ • Ts&Cs apply
Using Apax - Bank abroad
Use Apax - Bank anywhere in the world that accepts Mastercard. We don't charge any fees for paying abroad and we pass Mastercard's exchange ratedirectly onto you, without sneaky fees or extra charges.
Credit with a dash of Apax - Bank magic
Use Apax - Bank Flex to get more time to pay for pretty much anything. It’s 0% interest when you pay in full on your next payment date or in 3 monthly payments. For more wiggle room it’s 29% APR representative (variable) when you pay in 6 or 12 monthly payments.
Representative example: 29% APR representative (variable), with an assumed credit limit of £1,200 and an annual interest rate of 29% (variable).
Eligibility criteria and Ts&Cs apply. 18+ year olds only. Missed payments can negatively impact credit scores and you may lose the interest-free rate on existing plans.
Loans and Overdrafts
We offer overdrafts up to £2,000 and loans up to £25,000. Checking if you're eligible won't leave a mark on your credit score, there are no lengthy forms to fill in, and no charges for paying us back early.
Our representative APR is 14.8% for loans more than £10,000, up to £25,000. For loans up to £10,000 it's 27.9%.
How does our overdraft compare? Our representative APR is 39.0%. You can use the APR to compare the cost of different credit products.
Protect yourself from fraud
Don’t make payments or share your data if something seems unusual or unexpected - stop and challenge.
Take a look at some common scams and learn how they work so you can keep your money safe. Fraudsters are clever and use sophisticated tactics, so knowing what to look out for can help stop them.
Keep your money safe
Cutting-edge technology, FSCS protection and 24/7 support if you need us urgently. Just a few of the reasons over 8 million customers trust us to keep their money safe.
Independent service quality survey results
Personal current accounts
As part of a regulatory requirement, independent surveys were conducted to ask customers of the largest personal current account providers in Great Britain and Northern Ireland if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.
Brands and companies we cooporate with
What people say about are saying about us
.6fec5e4.png)
.f8b0126.png)
.613fffc.png)
.96d5835.png)
.280791d.png)
.373d70d.png)